- Sander, Cerstin: Of Migrants & Money Matters – From Migrant Remittance Transfers to Migrant Banking. Paper presented at the UBI Banca International Banking Forum, Brescia, Italy, 18 – 19 June 2009. www.microfinancegateway.org/p/site/m/template.rc/1.9.41997/
- Sander, Cerstin: Remittance Money Transfers, Microfinance and Financial Integration: Of Credo, Cruxes, and Convictions. In Ingrid Matthäus-Maier and J.D. von Pischke (eds.): New Partnerships for Innovation in Microfinance. Springer, Berlin, 2008.
- Sander, Cerstin: Remittances: strategic and operational considerations. Annex to IFAD Decision Tools for Rural Finance, IFAD, Rome, 2006. www.ifad.org/ruralfinance/pub/remittances.pdf
- Sander, Cerstin. How money moves in cash-based markets: money transfer services in Kenya, Tanzania and Uganda. in Shaw, Judith (ed.). Remittances, Microfinance and Development: building the links, Volume 1: a global view, Foundation for Development Cooperation, Brisbane, 2005. www.fdc.org.au/Remittances%20Vol1.php
- Sander, Cerstin, Doina Nistor, Andrei Bat, Viorica Petrov, and Victoria Seymour: Migrant Remittances and the Financial Market in Moldova. Study prepared for USAID (BASIS/CRSP), February 2005. (see also BASIS brief ’33: ‘Migrant Remittances and the Financial Market in Moldova,’ by Cerstin Sander, Doina Nistor, Andrei Bat, Viorica Petrov, Victoria Seymour. October 2005. www.basis.wisc.edu/live/basbrief33.pdf
www.basis.wisc.edu/live/Migrant%20Remittances%20and%20Financial%20Market%20Moldova%20_Feb051.pdf - Sander, Cerstin and S.M. Maimbo: Migrant Remittances in Africa – A Regional Perspective. In Samuel Munzele Maimbo and Dilip Ratha (eds.): Remittances – Development Impact and Future Prospects. World Bank, Washington, D.C., 2005, pp. 53-80.
- Sander, Cerstin: Migrant Remittances: A Profitable Proposition for the Financial Services Sector. Developing Alternatives, 10 (1), winter 2005. www.dai.com
- Migrant Remittances. Newsletter, USAID and DFID. Cerstin Sander (editor 2004 to 2005). http://microlinks.kdid.org
- Sander, Cerstin: Capturing a Market Share? Migrant Remittances and Money Transfers as a Microfinance Service in Sub-Saharan Africa. Small Enterprise Development Journal, special issue on migrant remittances, March 2004. (Presented at the conference on ‘Current Issues in Microfinance’, Johannesburg, August 2003.)
http://india.microsave.org/sites/default/files/research_papers/Capturing_a_Market_Share.pdf - Sander, Cerstin: Migrant Remittances and the Investment Climate: Exploring the Nexus. Case Study Commissioned by the UK Department for International Development for the 2005 World Development Report, January 2004. http://siteresources.worldbank.org/INTWDR2005/Resources/477407-1096581040435/dfid_sander_14.pdf
- Sander, Cerstin: Passing the Buck in East Africa: The Money Transfer Practice and Potential for Services in Kenya, Tanzania, and Uganda. MicroSave-Africa, Nairobi, 2004. www.microsave.org/research_paper/passing-the-buck-money-transfer-systems-the-practice-and-potential-for-products-in-ta
- Sander, Cerstin and Samuel Maimbo: Migrant Remittances in Africa: Reducing Obstacles to Developmental Contributions. World Bank Africa Region Working Paper Series no. 64, World Bank, Financial Sector Vice Presidency, Africa, 2003. www.worldbank.org/afr/wps/wp64.htm
- Sander, Cerstin, Issa Barro, Mamadou Fall, Mariell Juhlin et Coumba Diop: Etude sur le transfert d’argent des émigrés au Sénégal et les services de transfert en microfinance. Working Paper / Document de Travail No. 40, Employment Sector, Social Finance Unit / Le Programme Finance et Solidarité, International Labour Office (ILO/BIT), Geneva, 2003. www.ilo.org/wcmsp5/groups/public/—ed_emp/documents/publication/wcms_117966.pdf
- Sander, Cerstin: Migrant Remittances to Developing Countries – A Scoping Study: Overview and Introduction to Issues for Pro-Poor Financial Services. Prepared for DFID, 2003. www.livelihoods.org/hot_topics/docs/Remitstudy.pdf
- Kabbucho, Kamau, Cerstin Sander, Peter Mukwana: Passing the Buck – Money Transfer Systems: The Practice and Potential for Products in Kenya. MicroSave-Africa, Nairobi, 2003. see synthesis Sander, Cerstin: Passing the Buck in East Africa, 2004
- Sander, Cerstin, Peter Mukwana, Altemius Millinga: Passing the Buck – Money Transfer Systems: The Practice and Potential for Products in Tanzania and Uganda. MicroSave-Africa & Austrian Development Cooperation, 2001. see synthesis Sander, Cerstin: Passing the Buck in East Africa, 2004